Para for Embedded Finance

The Wallet Layer for Stablecoin-Powered Embedded Finance

Embed accounts, balances, payments, payouts, and global money movement into your product, and launch in new markets without new banking partners.

USD
EUR
PHP
USDT
NGN
MXN
USDC
IDR
GBP
PEN
Para

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Seamless stablecoin pay-ins and payouts, anywhere your customers are

Pay ins

Let users fund embedded wallets through bank accounts, cards, exchanges, stablecoins, or on-ramp providers.

Payouts and payroll

Move money from your platform to recipients through embedded wallets, stablecoins, external wallets, or local off-ramps.

Global access

Give users access to global balances, transfers, payments, and financial services without rebuilding infrastructure market by market.

Grow your stablecoin business with Para.

Frequently Asked Questions

  • Yes. Para wallets can hold balances in multiple stablecoins, such as USDC and USDT, and settle across EVM, Solana, Stellar, Sui, and 100+ more chains from a single integration. Treasury teams use the REST API to automate transfers between wallets, and currency conversion runs through connected on-ramp and liquidity partners.
  • Para is free for up to 1,200 monthly active wallets, with no credit card required, so you can build and test stablecoin payments before committing. Pricing for higher volumes and enterprise deployments depends on usage. Talk to our team for a quote.
  • A stablecoin payments platform gives fintechs the wallets and money movement they need to hold, send, and receive stablecoins inside their own product. Para is stablecoin wallet infrastructure for embedded finance companies, including payroll providers, payout platforms, and neobank-style apps. Teams use Para's Wallet SDK or REST API to embed accounts, balances, and stablecoin payments directly into their product. Para supports 15M+ users, and fintechs like Coala Pay and Decal have moved millions in stablecoin payments through it.
  • Payroll and payout platforms use stablecoins to pay international recipients faster, because funds move on crypto rails instead of through correspondent banks. With Para, platforms can send stablecoins to an embedded wallet in their app, to an external wallet the recipient already uses, or through a local off-ramp to the recipient's bank. The REST API also lets you automate bulk payouts from your backend.
  • A fintech can add stablecoin payments by embedding wallets into its app with a wallet SDK or API, then connecting pay-ins and payouts. With Para's Wallet SDK, users get an embedded wallet when they sign up and can fund it from bank accounts, cards, exchanges, other stablecoin wallets, or on-ramp providers built into your app. Depositing feels like funding any other fintech account, and your team maintains one integration instead of rebuilding pay-ins for every market.
  • Yes. Para's embedded wallets live inside your app under your brand, and users log in with email, phone, social logins, or passkeys instead of installing a separate crypto wallet. Wallets are non-custodial and secured by Distributed MPC, so private keys never exist in full, and Para is SOC 2 Type II compliant. You can add spend limits and policy controls with Transaction Permissions.