Remittances and
Cross-border Payments
Launch payments products anywhere without holding user funds or rebuilding infrastructure from scratch.
Trusted by
industry leaders
From sender to recipient, on rails that just work
On-ramp
Payer converts local currency to stablecoin.
Initiate Stablecoin Transfer
Payer receives local currency on-ramp in their Para embedded wallet, then initiates a stablecoin transfer to the recipient’s Para wallet.
Recipient Receives Stablecoin Transfer
Recipient receives stablecoin in their Para wallet.
Off-ramp
Recipient converts stablecoin to local currency.
Onboard
Every user gets a wallet tied to a simple login. No seed phrases, no private-key management — onboarding works even on a feature phone.
On-ramp
Pull in funds via ACH, wire, or SEPA through Para's partner network; swap into stablecoins automatically.
Transfer
Move value across borders in seconds on stablecoin rails, not over days through correspondent banks.
Cash Out / Spend
Off-ramp through local partners, or spend directly from a stablecoin-backed virtual card — the cheapest path for smaller transfers.
Supported fiat & cryptocurrencies
Coala Pay achieves 99% faster settlement — payments that used to take up to 30 days through traditional banking rails settle in under 30 minutes.
Read Case Study99% faster settlement
